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Chat (voluntary) medical insurance

Access to medical care in the private health insurance system is determined by free choice and ability to pay. Persons who can afford to pay contributions strictly taking into account the risk of getting sick, enter into an insurance contract with a private insurance company.

Private medical insurance is based on the fact that, in principle, you can be insured for a fee for any case, but the right to decide on what risk you can insure who to insure and who can refuse to do so belongs to the insurer. The system does not provide for cross-subsidization between income groups.
Private insurance is usually associated with high transaction costs, since risk assessment requires detailed information and analysis. Private health insurance systems are, at best, a tool for groups of people who want above-average services, and for those who seek to complement the package of services provided by national health systems or social health insurance systems with a special set of services.
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Chat (voluntary) medical insurance

  1. Social and medical insurance
    To insure - to protect against something unpleasant, undesirable, to protect, to ensure safety. Insurance is a way to reduce (prevent) material losses from risky situations by paying premiums to an insurance organization, which undertakes to compensate for possible damage in specified cases. Insurance is an independent part of financial
  2. Medical insurance in the Russian Federation
    The development of medical insurance in modern Russia received legislative reinforcement in the form of the 1991 Law on Health Insurance of Citizens in the Russian Federation. According to Article 6 of the Law, all citizens of Russia have the right to: - Mandatory and voluntary medical insurance; - choice of medical insurance organization; - choice of treatment-and-prophylactic organization and
  3. Article 20. Informed voluntary consent to medical intervention and to refusal of medical intervention
    1. A necessary prerequisite for medical intervention is giving the informed voluntary consent of a citizen or his legal representative to medical intervention on the basis of complete information provided by the medical worker in an accessible form about the goals, methods of medical care, the risk associated with them, options for medical intervention,
  4. BASES OF MEDICAL INSURANCE
    Medical insurance (MS) is a system of economic relations, providing for the creation of a special fund and using it to compensate for the damage to medical and social risk factors. Medical and social risk factors: - illness - accident - disability - motherhood - death. The purpose of the MC: the guarantee of citizens receiving medical care at
  5. Social (compulsory) health insurance
    The history of social health insurance dates back to the 1880s, when the first system was introduced in Germany by Chancellor Bismarck. Of the various types of insurance schemes, this is most reminiscent of a tax-based financing system. But, in contrast to the tax-financed healthcare system, the persons covered by it are entitled to a certain package of services in exchange
  6. Mixed social / private health insurance systems
    In most countries, medical systems are rarely purely social or private, and most often they include aspects of both. There are various forms of mixed systems, in which some services are funded on the principles of solidarity, while others - through additional private contributions. Examples include health care societies in Zimbabwe and health care systems in South Africa,
  7. The concept of compulsory medical professional liability insurance
    The validity of the choice of protecting the professional responsibility of health care workers, as one of the prerequisites for successful reforming in the field of legislative support of medical practice, is due to a number of reasons, the main of which, according to the author, are: - the unevenness of society’s efforts to find legal remedies for legitimate interests and right
  8. Other forms of health insurance
    In many countries, governments, local governments, and local interest groups experiment with alternative forms of funding from third parties. Thus, in Thailand, a medical card system has been introduced, designed mainly for rural residents. It complements the social insurance system for employees in the formal sector and is
  9. Voluntary surgical sterilization
    Voluntary surgical sterilization (DHS) is given a special place in the family planning program, since, firstly, this method is associated with surgical intervention and, secondly, it is irreversible. Currently, DHS is the most common method of birth control in both developed and developing countries (according to world statistics, in 1990, DHS
  10. STATE SOCIAL INSURANCE
    State social insurance is a system of pensions, allowances and other payments to citizens of the Republic of Belarus at the expense of state insurance funds. State social insurance funds consist of mandatory contributions by employers and working citizens to state insurance funds, from capitalization of funds, as well as from voluntary donations and
  11. About the voluntary order of satisfaction of the demands of the rebater
    Turubaeva Yu.E. Scientific adviser: Art. teacher L.V. Sofina Chelyabinsk Institute (branch) of the Russian State University of Trade and Economics, Chelyabinsk In the stated theses, certain provisions of Art. 13 as amended. Federal Law of December 17, 1999 No. 212-ФЗ and No. 171 - ФЗ of December 21, 2004. So, in the commented article. 13 of the Law "On Protection of Consumer Rights"
  12. Horse insurance
    The maintenance of the horse is associated with significant financial costs. A person selling a horse is obliged to warn a potential buyer that its price may change at any time depending on the conditions. An increasing number of buyers, seeking to save their money, are buying an insurance policy. However, it is important to know what policies are and what damages can be claimed. AT
  13. WOMEN SURGICAL CONTRACEPTION (VOLUNTARY SURGICAL STERILIZATION)
    Female surgical contraception, or voluntary surgical sterilization (DHS), is a surgical operation that makes it impossible to fertilize an egg and transport it from the follicle to the uterus. Female DHS is one of the most common contraceptive methods in the world. Currently, more than 166 million women use this method.
  14. Medical care for infectious patients in the medical unit
    Educational task: to be able to equip and equip the isolator with the necessary property and medicines for the medical support of infectious patients; be able to organize the reception and care of infectious patients in the medical center part; learn to keep records and dispensary observation of military personnel who have suffered acute infectious diseases. Task for self
  15. ORGANIZATION OF FIRST MEDICAL AID ON SHIPS WITHOUT MEDICAL PERSONNEL
    During the voyage of vessels without medical personnel, first aid to the sick or injured is assigned to the senior mate. The urgent measures to be taken at the same time should be aimed primarily at removing the threat to life and preventing complications due to illness or injury. The chief mate should know: - the organization and tasks of the first
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